Category: Life Insurance
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Congress may debate the future of the estate tax, but families with real wealth don’t wait to see how the vote goes. An ILIT (Irrevocable Life Insurance Trust) estate planning strategy remains one of the most reliable ways to protect your legacy—regardless of shifting laws. Today’s proposals to repeal estate taxes sound promising, but history…
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Real estate investing for retirement income has helped countless retirees achieve financial freedom, passive income, and long-term wealth. Unlike stock market volatility, real estate offers tangible assets, steady cash flow, and tax advantages that make it an attractive option for retirement planning. But is it the right choice for you? While the benefits are undeniable,…
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Why Key Person Insurance is Critical for Business Survival Imagine waking up to the devastating news that your most valuable employee—the one who drives revenue, leads operations, or holds crucial client relationships—can no longer work due to death, disability, or they’ve taken another job. Would your business survive? Key person insurance is designed to protect…
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In today’s competitive business environment, attracting and retaining top executives is a challenge. High performing executives expect competitive compensation packages that go beyond traditional salaries and 401(k) plans. One of the most powerful yet underutilized strategies for rewarding key employees is the Executive Bonus Plan under IRS Section 162. While structuring an executive bonus plan…
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Life insurance is a powerful financial tool that provides long term benefits that may surpass that of any other financial vehicle. Imagine: You’ve spent decades building your business from the ground up. You’ve sacrificed sleep, poured your energy into making it thrive, and taken risks that others wouldn’t dare. Your family depends on you, your…