Tag: retirementplanning
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Retirement should be a time of peace, security, and enjoyment—a reward for years of hard work and disciplined savings. But for many retirees, the biggest fear isn’t how they will spend their golden years—it’s whether they will outlive their savings. Imagine reaching the first years of retirement and experiencing a massive market downturn, losing a…
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Tax deferred accounts like 401(k)s, traditional IRAs, and other retirement plans can offer some retirement advantages, including the ability to grow your investments without immediately paying taxes on gains until withdrawals begin. While tax-deferred accounts can be a beneficial tool for building retirement savings, relying exclusively on them poses certain risks. Below are the key…